The Live Richer Challenge, a 36-day financial education challenge, has changed my life indefinitely. Prior to meeting, Tiffany “The Budgetnista” Aliche, I acknowledged my bad spending habits while living from paycheck to paycheck. I had no savings, no life insurance, and no property in my name. I could not get a credit card or personal loan. I began to feel hopeless about my financial future.
I met The Budgetnista, a spokesperson and passionate award-winning teacher of financial empowerment, at a social women’s empowerment brunch where she was recruiting participants to sign up for the upcoming challenge. My life changed instantaneously for the better. Tiffany made a statement “The bad news is it’s you, but the good news it’s you” which resonated with me. The Live Richer Challenge was not just a social media challenge, but a support group for women (and men) that are naive or embarrassed by their finances. Most financial educators charge for their wisdom, but Tiffany shared her knowledge for free with daily emails; Facebook pages; YouTube videos; and live chats.
For 36 days, there was something new to learn and implement in order to better ones financial future. I was so enthused by and eager to know more about the Live Richer Challenge. I contacted Tiffany via email to inquire about additional information. She appointed me as a Live Richer Leader to encourage my friends to join with me. We had individual and team meetings where we discussed the task and how well we rocked it for that day. The first day, we wrote down our goals and progressed to day eight where we devised our money plans. It was an uplifting experience to be open and honest with not only others, but ourselves, about our cash flow. In order for us to get the most out of the challenge, Tiffany went to the large organizations for sponsorship. Companies such as Prudential and Ally Bank agreed to sponsor the cause that ultimately accumulated eleven thousand participants.
The Live Richer Challenge is complete, but the learning continues. The Budgetnista has written a book “Live Richer Challenge: Learn how to budget, save, get out of debt, improve your credit and invest in 36 days.” that has quickly became Amazon’s bestselling nonfiction book. The Facebook group “Liver Richer: Dream Catcher” still connects me with my new 11,000 friends I have made throughout the challenge.
How to Join the Challenge: www.LiveRicherChallenge.com or purchase the book at Amazon.com. Photo Credit: EL ANDERSON PHOTOGRAPHY